Peer Analysis

Performance Ratios (%) NSEC Peer Median Peer Average
ROAA 1.20 0.56 0.26
Operating ROAA 0.70 (0.59) 0.03
ROAE 3.71 1.68 4.12
Operating ROAE 2.17 (1.78) 0.07
Investment Yield 4.06 3.25 3.94
Operating Margin 3.68 0.38 8.53
EPS Growth (58.14) (25.00) (10.14)
Operating EPS Growth (74.07) 2.29 2.29
Balance Sheet Ratios (%)
Cash & Investments / Assets 80.99 69.25 67.22
Policy Reserves / Equity (x) 1.61 1.48 1.75
Debt plus Redeemable Preferred / Equity (x) 0.35 0.05 0.12
Debt / Total Cap, at Book 25.72 5.20 9.59
Tangible Equity / Tangible Assets 32.24 38.38 40.24
Total Equity / Total Assets 32.24 34.19 38.45
Tangible Common Equity / Tangible Assets 32.24 37.49 39.92
Market Ratios
Price / Earnings (x) 18.44 33.48 44.46
Price / Operating EPS (x) 31.62 15.72 15.72
Price / Book (%) 69.61 86.09 102.59
Dividend Yield (%) 1.51 0.00 1.20
Data for trailing four quarters

National Security Group, Inc.'s peer group consists of the following: 1347 Property Insurance Holdings, Inc. (PIH), Atlantic American Corporation (AAME), Atlas Financial Holdings, Inc. (AFH), Conifer Holdings, Inc. (CNFR), GAINSCO, INC. (GANS), Kingstone Companies, Inc. (KINS), NI Holdings, Inc. (NODK), Trupanion, Inc. (TRUP), Unico American Corporation (UNAM), Union Security Life Insurance Company of New York, UTG, Inc. (UTGN)

National Security Group, Inc.'s financial data is as of 3/31/2017.

Peer financial data is as of 3/31/2017 except for these companies:

GAINSCO, INC.'s financial data is as of 12/31/2016.
Union Security Life Insurance Company of New York's financial data is as of 12/31/2016.
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